This week I’ve been doing some blog upgrading and a bit of research on what people want to know about thrifty living. Along with the more practical stuff about budgeting (which, don’t worry, we have worksheets coming via my newsletter), I also found that people just need cheaper ways to go about life. Food, style, how to make more money…all the more practical day-to-day tasks that require spending and how to lessen those costs.
Hello everyone! As some of you know, this month I’ll be starting a home decor series in my apartment, and I figured before starting any projects I would talk to tan expert. Meet Michelle! She is a good friend of mine who lives in Minnesota with her husband, Ross, and works as an interior designer for Bria Hammel Interiors. The room you see above is one of the beautiful spaces her team put together!
Living in a tiny home for two? For us, the emphasis is certainly on *tiny* #thanksNYC. However, there are always pros for the cons, and when it comes to small studios that means the amount of cleaning (or lack of cleaning) that we have to do for our space is incredible. I like to take time on my weekends to clean up the apartment, and with a small space such as ours it takes me just over an hour to get through my entire list.
After a few years of living with roommates and getting situated with another person, I have created a seamless cleaning schedule that makes sure to cover all of my bases. I thought it would be helpful for others to share the cleaning schedule that we now implement in our OKay household. Plus, what better way to do that but through an infographic?
Okay so here’s the thing. Despite the fact that these past few weeks have been busy with finishing grad school and what not, I have to admit that I was just embarrassed to write anything on this blog. To be real, budgeting has been extremely difficult and I didn’t want to admit to everyone how terribly awful I am at doing this. So naturally, I would just pretend this blog doesn’t exist and try to move on.
However, in a few weeks I am getting married and moving to New York City with my soon-to-be. With the wedding around the corner and trying to plan finances for the future, I am realizing that my budget is so incredibly important and I need to be disciplined in not only that, but many other areas of my life. Looking back at all the projects or even assignments from my past, I realize that I’m great at vision but stink at disciplining myself to keeping up with it. Not just budgeting, but even blogging too. My life needs more discipline, and I have a feeling I’m not the only one.
If you’re anything like me then you probably need some discipline in a few areas of life as well. Here’s a few reasons to why discipling is so, so important.
I’ve noticed a new nasty habit of mine that I don’t like. Every morning when I wake up, I roll over to my smartphone and immediately start scrolling through Facebook. Typically my thought process behind this is to read the news, but I end up watching some pretty dumb videos that are not furthering my education at all. 30 minutes later I’m still laying in bed, my morning routine is shot, and I now have to rush to get everything done before leaving for work. I go to bed on the same routine. Plug my phone in, sleep, repeat.
I figured the most useful piece of information for me right now, and for you, is to give you some insight on the pitfalls that I have experienced with money. Below you will find some typical financial mistakes (some recommended by me, some by some trusted sources), along with the pitfalls I experienced with those financial mistakes as well.
Maybe you’ve heard it, maybe you haven’t, but the concept of minimalism has been a popular one in a world that prides on materialism and self-gratification. People around the globe are adopting minimalist values in all types of forms. Whether it be style, interior design, or even household or personal possessions, it has become a popular fad to chose the phrase “less is more.” This trend is especially true for millennials.
In a world full of Buzzfeed quizzes and “10 Reasons To Why Elite Daily Rules,” finding free quality reads for millennials is hard to come by. As the millennial generation starts to seriously enter the workforce, it seems they crave advice when it comes to more responsible matters such as career, finances, wellness, and even news. Goldman Sachs put together an extensive media development about millennials and focused on matters that millennials are starting to care about, and having quality publications to turn to is going to be powerful in the development of this generation.
So by now, if you’re still with me, I’m sure you have established a budget for this year. If you have not, be sure to set one up! Even if you absolutely hate budgeting, I promise you that setting at least this responsibility in your life is going to change how you think about money. My heart behind this blog is to show you that saving money does not diminish our quality of life. Honestly, saving money and keeping track of our finances will only increase our quality of life because we won’t be constantly worrying about being in debt and reckless spending.